Should I Get Bicycle and Riders Insurance? – Bicycle NSW


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If you’ve been injured in a bicycle accident in NSW involving a motor vehicle or during the course of your employment, you may be entitled to claim compensation. Bicycle NSW Membership allows you to pursue your motor accident injury claim with Advantage Legal, the official compensation legal partner of Bicycle NSW. Our team of experts will answer all your questions, develop a tailored strategic plan just for you and maximise your compensation, all on a no-win, no-fee basis.

As a Bicycle NSW member, you’re also entitled to a discount on our professional fees of up to 5%. Pursue a compensation claim with Advantage Legal and you’ll also receive free assistance pursuing an insurance property damage claim for your damaged bicycle

Over the last decade, I’ve represented many bicycle riders who were physically and psychologically devastated after being hit by a car. They often faced months and months of recovery time. Some had to fight their way back over several years. Although basic medical expenses were covered, their physical pain and suffering were unmeasurable. I have represented riders who had to fight every inch of their way for fair compensation, and I can say the insurance companies did not make it easy.  Recent changes to the NSW CTP scheme have drastically changed rights and benefits for all people injured in car accidents, including cyclists.

As cycling is becoming more popular, more cyclists will need to take control of their insurance protection. My best advice is to review your insurance policy and talk to Bicycle NSW about the right insurance coverage for you. Remember, you purchase insurance with the hope you never need to use it, but you will be glad that you had taken the right steps should you ever face a serious accident.

Bicycle NSW would like to invite all recreational and active transport bicycle riders to join the Bicycle NSW Family.  Individual membership starts from just over $2 per week and family membership offers full coverage for under $1 per week (family of 4).  Ride with peace of mind knowing that you and your family are covered by their worldwide insurance policy and enjoy many other Member only benefits

As a member, you support Bicycle NSW to be the leader in bicycle advocacy in NSW.  Bicycle NSW has the ear of the government and works tirelessly to create a better environment for all bicycle riders in NSW. 

This information is for educational purposes only and should not be relied upon as legal or financial advice.  Any person relying on the information contained in this article does so at their own risk.  Liability is limited by a scheme approved under Professional Standards Legislation.  

By Leigh Davidson
Principal Solicitor, Advantage Legal



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